This is the Best App to Play Solitaire for Real Money

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Chances are, you’ve played your fair share of Solitaire. And why wouldn’t you? It’s a great time-killer, it’s fun and it’s a nice little mental challenge. The only thing that could make it better? Winning money for it.

The Solitaire Cube app lets you do just that. This free app lets you play the classic card game you already know and love, plus it matches you with players in your skill level, so you can go head-to-head in tournaments where you can win real money. Plus, the games are quick — just two to five minutes each, and you can play them anywhere.

How to Win Real Money Just for Playing Solitaire on Your Phone

You might be thinking this sounds too good to be true. But here’s the thing: It’s really not. One Solitaire Cube player, Amanda, even won about $6,000 and was able to use her winnings to recarpet her house.

“When I actually started winning money and earning prizes, I was blown away,” she says.

Interested? Here’s how it works: Download the free Solitaire Cube app and create an account. Then you can play some free practice matches to get the hang of things. If you don’t already know how to play, it’s easy to learn. Then, when you’re ready, Solitaire Cube will match you with players at your same skill level. Beginners play beginners; experts play other experts. Yep, you won’t get outplayed by some Solitaire grandmaster — you’ll both have the same deck, so winning is all about skill.

The app itself is free to download, but if you want to play for money, you’ll need to deposit some money first. You can deposit as little as $2 to start, using PayPal, credit card or Apple Pay. It’s super easy. Then you can play head-to-head, in large pools and live tournaments — some of these tournaments have paid out prizes as big as $350,000. When it’s time to cash out, there’s no waiting period, like with some other apps. You can get your money almost instantly.

Solitaire Cube has an App Store rating of 4.6 out of 5 from more than 70,000 users’ rankings.

As for Skillz, the platform that hosts the game, it operates hundreds of games and has paid out more than $2 billion in prizes so far. The company has invested years into its player-matching technology, ensuring you only compete with players of the same skill level.

Win or lose, you always receive “ticketz” that you can redeem in Skillz’ Ticketz store for cash or prizes, like Amazon gift cards, a 65-inch TV — even a BMW or a Porsche. The higher stakes you play for, the more ticketz you receive.

For Solitaire players, here’s the most important part: The game is well designed, a classic Solitaire experience. To get started, just download the free app and start playing your first game immediately.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He loves him some Solitaire.

Unfortunately, you can’t play for money in the following states: Arkansas, Arizona, Connecticut, Delaware, Indiana, Louisiana, Maine, Montana, South Carolina, South Dakota or Tennessee. However, in those states, you can still play for fun with the game’s virtual currency.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Source: thepennyhoarder.com

February Class-Action Settlements Involve Godiva, Walmart and More

Sometimes, you notice right away if you have been overcharged for an item. If you pick up a box of cereal marked $2.99 and see it listed at $3.22 on your receipt, that error is pretty easy to spot.

In other cases, price discrepancies aren’t so obvious, as seen in a new pre-filled propane tank class-action settlement offer.

Check out this month’s highlighted class-action settlement offers, some of which have taken years of litigation, to see if you can benefit.

AmeriGas Propane Tanks

If you bought an AmeriGas or Blue Rhino pre-filled propane tank between Dec. 1, 2009 and Nov. 30, 2020, you could be eligible for a portion of a $6.5 million settlement.

AmeriGas and Blue Rhino allegedly agreed with each other to reduce the amount of propane in the pre-filled tanks they sold from 17 pounds to 15 pounds without reducing the price, according to court documents. The lawsuit accused the companies of colluding to reduce the amount of product in the propane tanks while keeping the cost the same in order to increase their profit margin by more than 13% per pound.

AmeriGas admitted no wrongdoing but agreed to the settlement to end litigation. Even though consumers who bought either AmeriGas or Blue Rhino propane tanks may be affected by this settlement, it only resolves claims made regarding AmeriGas because the Blue Rhino case is ongoing.

There are two settlement classes:

  • The Indirect Purchaser Settlement Class is made up of those who purchased AmeriGas or Blue Rhino propane tanks, other than a wholesale purchase directly from AmeriGas or Blue Rhino for resale, in Arizona, California, Iowa, Maine, Michigan, Minnesota, Nevada, New Mexico, North Carolina, North Dakota, South Dakota, Utah or West Virginia between Dec. 1, 2009 and Nov. 30, 2020.
  • The Direct Purchaser Settlement Class is made up of consumers nationwide who purchased one of the propane tanks directly from AmeriGas or Blue Rhino through a vending machine at retailers or other locations, or paid one of the companies directly through a vending machine to exchange a previously purchased propane tank, other than a wholesale purchase intended for resale.

Consumers can claim a cash payment of $5 for each tank when they provide proof of purchase along with a completed claim form. If no proof of purchase is submitted, the payment is $2.50 each for a maximum of 50 propane tanks.

Submit your valid claim by March 8, 2021.

ABB Optical Group LLC Contact Lenses

You may be eligible to share in a $30.2 million settlement reached with contact lens distributor ABB Optical Group LLC over allegations of a conspiracy to increase the cost of contact lenses.

If you purchased disposable contacts made by Alcon, Johnson & Johnson Vision Care, CVI or Bausch & Lomb between June 1, 2013 and Dec. 4 ,2018, you may be eligible for compensation. However, Bausch & Lomb contact lenses bought through 1-800-Contacts after July 1, 2015 are not included in this settlement.

The suit alleged contact lens manufacturers, independent optometrists and ABB agreed to “unilateral pricing policies” that prevented competition from online and discount contact lens retailers. This agreement purportedly began in June 2013.

The settlement money provided by ABB will be added to the claims made under previous settlements with contact lens manufacturers. The estimated amount that will be provided to each consumer is not available at this time.

See if you qualify and submit your valid claim by March 10, 2021.

Synchrony Bank

If you received a call from Synchrony Bank between June 1, 2016 and Oct. 19, 2020, you could receive a portion of a $2.9 million class-action settlement.

Synchrony Bank allegedly violated the Telephone Consumer Protection Act (TCPA) by calling individuals who did not have an account with the bank. These unsolicited calls were made by an automatic dialing system or artificial/pre-recorded voice, which is in violation of the TCPA unless the caller has prior written consent from the recipient.

Payment amounts will vary, but are estimated between $25 and $50.

Submit your valid claim by March 1, 2021.

Stonefire Naan Bread

You may be eligible for a portion of a $1.9 million settlement from the maker of Stonefire Naan products, FGF Brands, if you bought their naan bread that was marketed as baked in a tandoor oven between Nov. 16, 2013 and Oct. 23, 2020.

If you bought any of these products within that time period, you may claim $2.50 for each item purchased:

  • Stonefire Original Naan
  • Stonefire Roasted Garlic Naan
  • Stonefire Whole Grain Naan
  • Stonefire Organic Original Naan
  • Stonefire Original Mini Naan
  • Stonefire Ancient Grain Mini Naan
  • Stonefire Naan Dippers

Consumers alleged FGF Brands bakes its naan in a conveyor-style, gas-heated oven even though the company claims the breads are baked in a tandoor oven, which is a clay oven that uses charcoal heat that produces smoky flavors.

The lawsuit alleges FGF Brands used fraudulent and deceptive advertising to market its use of a tandoor oven. FGF Brands denies that it has violated any laws.

Consumers may receive $2.50 for each product purchased, but only five may be claimed without a receipt. With proof of purchase, consumers can claim an unlimited number of products.

Submit your valid claim by Feb. 18, 2021.

21st Century Oncology

If you are one of the 2.2 million patients whose personal information was accessed through a 2015 data breach of 21stCentury Oncology, you could be eligible for compensation from a $12.5 million class-action settlement.

In October 2015, hackers accessed names, Social Security numbers, doctors’ names, medical diagnoses, treatment plans and insurance information. Patients whose data was breached should have received a notice from the cancer treatment center in March 2016.

Several affected consumers filed lawsuits alleging 21st Century Oncology failed to take reasonable cybersecurity steps to protect personal data. 21st Century Oncology admitted to no wrongdoing, but agreed to the settlement to resolve the litigation.

Several forms of relief are available, including:

  • Two years of credit monitoring through Identity Guard.
  • Cash payments up to $40 for lost time without any documentation (two hours valued at $20 per hour.)
  • Cash payments of up to $260 for lost time with documentation (13 hours valued at $20 per hour.)
  • Cash payments of up to $10,000 for any fraud and out-of-pocket expenses incurred because of the data breach.

Submit your valid claim by the May 10, 2021 deadline.

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Walmart, Sam’s Club Sales Tax Refund

Customers who returned an item bought at Walmart or Sam’s Club between July 17, 2015 and Nov. 25, 2020 may be eligible for part of a $5 million settlement.

Walmart and Sam’s Club were accused providing some customers with incomplete refunds by not including the sales tax paid on the original purchase.

The exact cash payment per customer is not available and will depend upon the number of claims filed and the net settlement fund after attorney’s fees, costs and other expenses are deducted.

Complete and submit your valid online claim form by April 1, 2021.

Godiva Chocolatier

If you made a purchase at a Godiva Chocolatier retail store between April 6, 2013 and Nov. 20, 2015, you may be eligible to share in a $6.3 million class-action settlement.

The settlement benefits customers who made a debit or credit card purchase and received a point-of-sale receipt that displayed more than the last five digits of the card number.

The Fair and Accurate Credit Transactions Act (FACTA) prohibits any more than the last five digits from appearing on such a receipt in order to protect consumers.

The complaint alleged Godiva receipts contained 10 digits, including the first six and the last four of the card numbers on its point-of-sale receipts.

Eligible class members might have received a notice regarding a Godiva settlement in 2016 as the case was pending in U.S. District Court in Florida. The case was later refiled in Cook County, Illinois, so if you submitted a valid claim response to the 2016 notice, you do not need to file a new claim in order to receive a payment.

Potential awards are expected to be between $55 and $60.

If you did not submit a valid claim response to the 2016 notice, but you do qualify for this settlement, submit your claim by March 22, 2021.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Source: thepennyhoarder.com

Avoid These 5 Mistakes When Buying a Home Sight Unseen

buying sight unseenViorel Kurnosov/Getty Images

Buying a home sight unseen might seem like a massive gamble: plunking down hundreds of thousands (maybe millions) of dollars on a property you’ve never set foot in, your fingers crossed it looks just like the photos and doesn’t have major issues! So how lucky do you feel, anyway?

But during the pandemic—when stay-at-home restrictions made touring a property difficult and folks were eager to get out of densely populated cities—greater numbers of buyers than ever before were more game to buy sight unseen.

One of those buyers was Jenny Haiar of Sioux Falls, SD, who recently went through the virtual process of purchasing a new condominium in Scottsdale, AZ. She purchased a one-bedroom, one-bathroom with a view of the mountains.

How have Haiar and other buyers like her successfully bought a home sight unseen? Sure, the process comes with risks and challenges, but, if done right, it’s possible to land a property that checks all your boxes. Just be sure to avoid the following mistakes.

1. Not asking the right questions

Zach Combs at Northrop Realty in Maryland says asking questions is the No. 1 tool in purchasing a home. The simple equation: the more you ask, the more comfortable you will be when it comes time to sign the paperwork—so let the queries fly.

“I ultimately compiled a list of everything I thought of regarding my day-to-day and work-life needs, goals, and expectations,” says Haiar. “This was about eight months of questions and answers to gain a full understanding of the homeowners association, rules, policies, buying process, and more.”

Combs says you can never ask your real estate agent or potential new HOA too many questions, so jot down each and every one.

2. Not hiring the best local agent for the job

A local real estate agent can serve as your eyes and ears when buying a home sight unseen.

Haiar knew exactly what she was looking for, but she didn’t live in Arizona.

“I felt a local agent based in Scottsdale could give me the best overall bird’s-eye view of properties. I never felt pressured to look at anything that didn’t fit my criteria,” says Haiar.

Vet agents by looking at personal testimonies, and don’t be afraid to ask them for a list of references. You can use a real estate site (such as this one!) to uncover more info about how long the agents have been at the job, their sales volume, the areas they specialize in, and client reviews.

3. Not fully using all technology

FaceTime tours, Google Street View, and online property listings are all useful tools you need to take advantage of when buying a house sight unseen.

“Use every bit of technology available for the listings you are interested in,” says Combs. “Not all listing agents or sellers pay for a 3D tour, but if they have one, use it to understand the flow of the house.”

He says at the very least, buyers should always video-chat with their agent to see the house and get a feel of the space.

4. Not demanding a floor plan

While a floor plan may not always be available, it is an important detail buyers should not overlook.

“If you have an open space in your current dwelling, either outside or inside, where you can tape off the actual room sizes, then you can make a mock layout with your furniture. This will help you truly understand if the space really can work for you and your family,” says Combs. 

If a floor plan is unavailable, ask if your agent can measure the rooms and give a crude layout of the space. If an agent can get the measurements, Combs recommends buyers use Floorplanner.com, a free tool that can help you visualize your potential new home.

Understanding the floor plan was crucial for Haiar. When coordinating furniture delivery, she says, it was important to know the items fit in her space.

5. Not getting an appraisal and a home inspection

Giving a home a good walk-through is important with any home purchase, but buying sight unseen means calling in the experts.

“If you are purchasing the home with a loan, your lender will require an appraisal for them to be able to close the loan,” says Combs. “If you’re buying with cash, then it would be up to you.”

But regardless of how you’re financing the purchase, Combs says buyers should get a home inspection when buying sight unseen, “so you know exactly how much work the house needs and if you are comfortable handling those repairs.”

Haiar says it’s also important to have an insurance broker review insurance requirements and your HOA policy and coverage (if applicable).

The post Avoid These 5 Mistakes When Buying a Home Sight Unseen appeared first on Real Estate News & Insights | realtor.com®.

Source: realtor.com

Homie’s Greater Phoenix, AZ Housing Market Update November 2020

The local Arizona housing market has been hot nearly all year long. As we get closer and closer to the year’s end, will the trends continue? We checked out all the stats for Arizona’s market during November. Check out what we found out!

Monthly Sales

According to data from the ARMLS ® from November 1, 2020 to November 30, 2020, monthly sales in the Phoenix metro area rose significantly from where they were at this same time last year. With a +27.4% year-over-year increase, sales landed at 8,886 for the month.

While this number is a slight drop from the previous month of October, the -8.3% month-to-month decrease in sales is in line with the typical slow down in the market as the year starts wrapping up.

Monthly sales graph

Data retrieved from ARMLS®.

List Price

At $453.9K, November saw a +6.4% year-over-year increase in average list price. Median prices also rose. With a +10.0% increase from November 2019, the median list price in November was $330K.

List Price Graph

Data retrieved from ARMLS®.

Sale Price

Average sale prices increased by +18.0% between November 2019 and November 2020, landing at $418.7K. With a slightly smaller jump, median sale prices still rose significantly with +16.8% year-over-year increase. The November median sale price was $331.0K.

As forecasts predicted, these numbers are slightly lower than sale prices in October of this year. The average sale price was -1.5% lower than that of October and the median sale price was -1% lower. For next month, the average sale price is projected to increase, while the median sale price is expected to have another small decrease. Check back next month to see how these forecasts turn out.

Sales Price Graph

Data retrieved from ARMLS®.

Days on Market (DOM)

While many metrics in the market slowed down this November compared to the previous month, the Average Cumulative Days on Market did not. This number continues to steadily drop, showing homes are being sold more and more quickly. Landing at 41, the Average DOM saw a 2-day decrease from October of this year and a 17-day decrease from November of last year.

Graph of Average Days on Market

Data retrieved from ARMLS®.

Want to Know Your Home’s Value?

If you’re thinking of selling soon, you’re probably wondering how much your home is worth. Click here to request your free home value report from a Homie pro!

A Message From Sales and Operations Manager, Wayne Graham

Going into December, inventory is 28.2% lower than it was a year ago. In fact, some areas are experiencing record low levels of inventory. However, In contrast to the record low levels of inventory, we’re seeing record-high levels of sales. Demand increased by 27.4% between November 2019 and November 2020. Low supply and high demand are one of the surest guarantees of rising sales prices.

But even though prices are rising, according to the National Association of Realtors Housing Affordability Index it is still very affordable to buy a home in Phoenix compared to historical market trends. This is still possible because of extremely low-interest rates. So overall, home affordability is still in a good historical place in the Phoenix area.

Turn to a Homie

With our dedicated team of professionals, we can help you navigate the real estate market easier than ever. Click to start selling or buying with a dedicated and experienced Homie agent.

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The post Homie’s Greater Phoenix, AZ Housing Market Update November 2020 appeared first on Homie Blog.

Source: homie.com