A property management company is a loose term used to define a company that does â exactly what you might guess they do â manage properties.
Beyond that, a property management company handles much of what an individual landlord may traditionally take care of including collecting rent, tenant maintenance requests, vetting applicants and other similar responsibilities.
Does every rental have a property management company?
Not every rental unit is managed by a property management company. Many detached homes and even apartment communities are managed by the individual or company that actually owns the property.
If you don’t already know this information, you can find out whether an apartment is owned by a property management company or by an individual proprietor by simply asking your landlord or leasing agents.
What makes a property management company different than a landlord?
Property management companies are quite different than landlords. Let’s take a look at some of the major differences.
What a landlord does
Both own the building and manage the rental unit(s)
Typically involved in general rental operations
Oftentimes, directly accessible by tenants
What a property manager does
Paid by the property owner to manage rental operations
May be located in an off-site office in the same city as the rental or some other city entirely
May never interact with tenants
Should you rent from a property management company?
There are certainly pros and cons to renting an apartment from a property management company as opposed to an individual landlord. Having a personal relationship with your landlord can be mutually beneficial, but property management companies are often able to provide higher-end service.
In most cases, you should make a decision based on which unit you prefer instead of who owns it. However, if you find yourself needing to make a critical choice between renting from a landlord or a property management company, be sure to ask as many questions as you can and not commit before you’re fully convinced the unit is right for you.
What is a Property Manager?
What is a Landlord?
What’s the Difference Between a Property Management Company and a Landlord?
5 Things Landlords Look For When Picking Tenants
What Property Managers Look for in a Resident
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An oversized closet is a larger than normal closet. While a normal closet can be anywhere from three feet to eight feet long and two to three feet deep, an oversized closet can be much bigger and create more storage space.
Why should I consider having an oversized closet?
It seems that bigger is often better and in this case, it’s mostly true. Having an oversized closet means you’ll have more room to store belongings, so you’ll likely have room for more than just clothes. It’s also great if you’re sharing your closet with a roommate or significant other.
But the square footage for a larger closet needs to come from somewhere, usually your bedroom, living room or other parts of your apartment will be a foot or two smaller to give more room to your closet. Closets can also become messy quite easily and with a bigger closet comes a bigger mess. Most apartments with oversized closets will charge a higher price, too.
Pros of an oversized closet
Spacious and easy to access everything inside
Easy to store more than clothing
Great for sharing
Cons of an oversized closet
Takes square footage away from other rooms
Can be a big mess
Higher rent price
Do you really need an oversized closet?
Oversized closets are great for extra storage space, but you need to weigh the pros and cons to decide what you’re willing to give up to have one. And of course, not every apartment will offer one anyway.
5 Tips to Organize Your Closet
Celebrity Closet Cues: Style Your Small Space Like a Rock Star
How to Fit Everything You Own Into One Storage Closet
8 Quick and Easy Closet Upgrades
How to Turn a Closet into a Killer Home Office
The post What is an Oversized Closet? appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
You may dream of owning your home or place of business, but renting is more affordable. Plenty of other people are in the same position, so this is a booming business. Part of a landlord’s responsibilities is creating a usable space for all tenants, which means complying with the Americans with Disabilities Act (ADA).
What is the Americans with Disabilities Act (ADA)?
The ADA became law in 1990 to protect both tenants and renters in cases that could involve disability discrimination. Before you sign your next lease for your home or business, check out what every tenant should know about ADA compliance. Renters are responsible for more than you might think, so it’s essential to fully understand what you’re walking into.
1. Both parties are responsible
People with disabilities are protected by the ADA, specifically when it comes to Title III. This requires landlords to make rental spaces accessible for anyone with a disability so they can access the property equally. They must modify their properties to meet current ADA regulations, which was last updated in 2010.
In the case of renting a commercial or residential unit, both parties are responsible for ensuring they meet ADA requirements. Before signing on the dotted line, discuss any needed additions or renovations and who’s responsible for paying for them. It’s supposed to be a team effort, which can result in liability exposure for the landlord if they don’t comply.
2. Auxiliary aids are included
Hearing and vision impairments sometimes get overlooked during building construction, but they’re part of Title III. Depending on the agreement with your landlord, they may cover most or half of the bill for aids like notetakers, Braille additions or signs in larger print.
3. Accessibility modifications may count
Your landlord may try to fight against paying for accessibility modifications if they want to cut corners. Still, they must pay the full bill if the changes count as reasonable modifications, like installing a ramp to get into the unit. Vertical lifts and elevators may also join the accessibility options list, depending on the renter’s disability.
Reasonable modifications are mostly defined by how inexpensive and quick the projects are, but the landlord should pay the total bill if they haven’t provided an accessible property.
4. Both parties designate responsibility
Most commercial leases leave room for tenants and landlords to allocate responsibility before they become official. Depending on the tenant’s financial capabilities, the two parties will decide what they’ll pay for regarding unmet ADA compliance. The finer details, if any, will vary depending on the lease.
Even after both parties agree on their responsibilities, tenants may have to go a step further. Read through your lease to see if there’s language indicating you need to provide your landlord with a lawyer if they’re the subject of an ADA lawsuit. They’ll still legally have to meet their agreed-upon responsibilities, but tenants could have to pay for their legal representation if it’s outlined in the lease.
5. Landlords deal with common areas
Even though your rental space may be ADA compliant, the areas surrounding it could be challenging to access. Because spaces like sidewalks and parking lots aren’t included in your lease, landlords are responsible for them.
If you have any issues accessing your rental unit because these areas don’t have the disability modifications you need, your landlord should fix them at no cost to you.
6. Injunctive relief is common
Some renters may seek financial compensation for their time or efforts in dealing with inaccessible spaces, but most of the time, that’s not possible. The majority of states won’t allow plaintiffs to receive monetary damages or compensation under Title III. Still, you may be responsible for attorney fees and costs after the case gets settled in court. The majority of cases end with injunctive relief, where one or both parties work to solve the issues at hand.
The only time plaintiffs might get damages at the end of a case is if the U.S. Attorney General files an action based on a pattern of discrimination on the part of the landlord. The fines then may include financial compensation or back pay as needed.
Get everything in writing
Both tenants and landlords should get everything in writing as they work to come to an agreement about who’s responsible for which ADA compliance issues. If something goes wrong in the future and one party files a complaint in court, documented terms and signed paperwork will help sort through the problem and come to the best solution for everyone.
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Tandem parking is probably the least enjoyable âtandem thing to do.” There’s tandem skydiving, tandem bikes, but tandem parking â¦ doesn’t that sound like a hassle?
What is tandem parking?
Tandem parking means you have to essentially share one large spot with the person you live with.
If you live in an urban area where street parking is difficult to find, you’re probably lucky to have a parking spot at all. Many big cities and multifamily developers have reduced the number of parking in new complexes. Multifamily developers are seeing less of a need to build parking lots simply because city dwellers now have the option to hop on city bikes, scooters, ride-share or take public transportation.
In Seattle, for example, 30 percent of new buildings proposed in the past several years don’t include any parking at all. Some designers have advocated for parking garages to be built as flex space that can be converted. Additionally, it’s pretty common now for building management for newer developments to charge tenants for parking.
Despite the cost, some renters are still willing to pay 5 percent more for parking.
How does tandem parking work?
Tandem parking is a very long parking spot in which two cars could park â one in front of the other. Technically, it’s two parking spots in either a covered or open lot, but if you were on the inside, the car behind you would need to back out in order for you to get out.
It may be one step above having to circle your block for a street parking spot, but if you and your household have busy schedules, it may pose an issue.
Why do some apartment buildings have tandem parking?
Apartment buildings have tandem parking mostly because space is limited. Older developments tend to have tandem parking, but new buildings also offer this kind of parking structure, as well. Buildings that use tandem spots may often be able to squeeze in more spots.
Here are six tips for managing and dealing with tandem parking with neighbors.
1. Consider a rotation
If the area outside your apartment isn’t all that crowded for street parking, try a rotation from month to month with your roommate. Flip a coin or negotiate to decide who gets to park in the spot. This could also be contingent on who has a busier work or travel schedule.
Perhaps it can change based on the season, as well. For example, in the colder winter months, you can make the rotation week to week since it’s not ideal to park outside in the harsh winter weather with snow on the ground.
2. Pay extra to permanently claim the spot as yours
Depending on how much you covet your parking spot, perhaps you can negotiate to pay a little more each month to make the on-site spot yours.
Of course, this would only work if both parties agreed. However, it could be worth a shot, especially if your roommate wants to save a little cash each month.
If your roommate is not on board with this idea, perhaps you can look into nearby garages and find out how much they cost to rent each month.
There are also free apps such as SpotAngels and SpotHero to help you find parking spots in urban cities. You can set filters to show you garages or parking meters.
3. Understand your schedules
Because the cars are positioned one in front of the other, the most efficient first step is to understand your tandem partner’s daily schedule. This is probably the most important part of sharing a tandem spot, especially if the previous two tips aren’t an option. If you have similar working hours, a month-to-month swapping of who gets to park on the inside vs. outside may work out.
Whoever tends to leave first in the morning should park last, but schedules may change frequently, too. If that’s the case, communicate frequently about these changes. Also, consider getting a whiteboard to place near the door in your apartment that gives the latest update on when you need to leave in the morning or when you’ll arrive home in the evening.
4. Get a key
If you’ve ever seen a solo valet worker hustle to move cars to bring your car from the depths of the endless rows of cars, you know moving cars is time-consuming. While backing out your roommate’s car isn’t nearly as much work, it can definitely cause delays and isn’t ideal if you’re in a hurry.
In the event of an emergency or if you need to leave and they’re not home or still sleeping, you could give each other a spare car key.
Whether you keep the keys inside of a lockbox in the garage or on your keyring, having a plan for this will give both vehicle owners peace of mind.
5. Communicate often
If you both work sporadic schedules, send a text reminder of when you’ll be home and if you need to leave early in the morning. Having this plan could help you get in and out faster.
If you’re dealing with multiple people in your household who share two tandem spots, you may want to create a WhatsApp channel dedicated to schedule updates. There are also GPS apps that show in real-time when you’ll arrive home, in case your roommate needs to move their car before you get home.
6. Talk to your landlord
Perhaps you live in a building where you sometimes see empty parking spots.
Talk to your landlord, and see if you could pay a little extra to take one of the empty spots, even if it’s just temporary.
There’s no harm in asking your landlord about the options, especially if you and your roommate are having a hard time managing the tandem spot.
Tandem parking is manageable
While most apartment dwellers would rather have individual parking spaces rather than tandem spots, the way you manage it can make your lives easier.
Of course, tandem parking is a lot easier if you generally get along with your roommate(s). If you’re swapping extra car keys, it’s important to have trust and believe they won’t be careless with your car in case they need to move it.
Know each other’s schedules and communicate frequently about any changes or emergencies that may arise.
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Looking to cool down your apartment? With spring and summer approaching soon, it’s important to start thinking about how to prepare for those hotter months and stay cool. While many apartments come with built-in air conditioning (AC) units, many do not. So what are your options for cooling down your space? In this article, we’ll go into detail about how to decide what is the best air conditioner for your apartment.
How do air conditioners work to keep your apartment cool?
Air conditioners have been around for a very long time, in fact, the first air conditioning system was developed in 1902.The basics of how air conditioners work are similar to how a fridge works. Air conditioners use an internal refrigerating system to take in hot air and cool it. The hot air, absorbed by the AC unit through various coils and systems, turns into a gas. From there, the unit converts it back into a liquid.
Next, the hot air pushes out the back through vents or a window and the cool air pushes into your apartment. The website HowStuffWorks.com puts it very simply: “Think of it as an endless, elegant cycle: liquid refrigerant, phase conversion to a gas/heat absorption, compression and phase transition back to a liquid again.”
Important things to understand when selecting your AC unit
There are a couple of other things to consider when picking which type of AC unit to use for your apartment. You’ll want to consider things such as cooling capacity, BTUs, energy efficiency and costs.
BTU or British thermal units is the amount of energy it takes to heat or cool one pound of water. For air conditioners specifically, the BTU refers to the amount of heat your unit can remove in an hour. Some units take more than others. For instance, a window unit takes anywhere from 3,000 to 25,000 BTUs, whereas a portable system can use anywhere from 8,000 to 12,000 BTUs. Make sure to take the time to research this before deciding on which unit is best for you. Learn Metrics has created a more in-depth chart for understanding different BTUs for different sized apartments.
When picking out your AC unit keep in mind its cooling capacity. The size of the area you want to cool will greatly impact your choice. Different units cool different area sizes. Take portable units for example â these are usually only able to cool the area they sit in. Window units on the other hand are a better option if you are looking to cool down an entire apartment.
The cost that it takes to run an AC unit is something else to consider. The price can greatly change depending on how big your unit is and how big of an area you’re trying to cool. On average it can cost anywhere from $14.40 per month to $211.20 to run different types of AC units.
Best air conditioner options for your apartment
Now you know how air conditioners work, how do you know which type is right for your apartment? Here are a couple of different options that you can choose from.
1. Portable air conditioner
Portable units are one option when looking for an AC unit. They come in various sizes and work in many different rooms. Often referred to as âportable swamp coolers” or âevaporated cooling” these two systems work similarly to other AC units but primarily rely on water. Another difference is their setup. For instance, some require their own voltage plug and most require you the ability to vent the hot air out of a window.
Another great question to ask when thinking about portable units is, “Can you use a portable air conditioner in an apartment?” The answer depends on your apartment complex and its rules. In certain apartments they are not allowed, so make sure to check with your apartment before you invest in one. Here are some pros and cons of portable AC units.
Come in various sizes
Great if you have a strict HOA or landlord and can’t install a window unit
Sometimes are less energy efficient
Can be noisy
2. Window units
Window units are very popular throughout Europe and make another great option for your apartment AC unit. Set in a window, they function much like other AC units and are capable of cooling medium-sized spaces. Here are some of their pros and cons.
Easy to install
Come in various sizes to fit your windows
Can come with a heating system
Not portable and stay in the window you place them in
Not energy efficient
Wall-mounted units are a great option for people who are living in older buildings that tend to get very hot during summer. Here are the pros and cons of these AC units.
Easy to install
Don’t take up a window or block the view
Don’t cool the whole space
Must be cleaned and maintained regularly
4. Personal AC unit
Personal AC units are great for cooling down a single person in a smaller space. They are typically very small â meant for bed stands or desks and are not meant to cool the entire space down. These typically only need a plug and water, however, they do not cool as well as bigger units. Here are their pros and cons.
Great for personal use
Move from room-to-room
Easy to use and install
Not energy efficient
Need cleaning after each use to avoid germ growth
How to keep your apartment cool without an AC unit
If none of these options work for you, there are other ways to keep yourself cool this summer. Here is a list of other options to consider:
Purchasing dark blinds to block the sun
Putting cooling sheets on your bed
Switching out your light bulbs to ones that produce less heat
Opening your windows at night
Stay cool as a cucumber
While the summer heat is great for outdoor activities and vacations, it’s not so great for your apartment. Keeping your place cool throughout these hot months is essential. There is nothing worse than being uncomfortable in your own living space. The good news is there are many different options to consider when thinking about the best air conditioner for your apartment.
The post Picking the Best Air Conditioner for Your Apartment appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
Plugging a car into a socket to charge it instead of filling it up with gas once was something of a sci-fi fantasy. Now, electric vehicles â or EVs â are becoming more and more popular. From Nissan to BMW to Tesla, you’ll see all major car manufacturers are creating fully electric vehicles.
If you’re jumping on the trend and are considering purchasing or already own an EV, that’s great. However, you’ll want to consider how and where to charge it if you’re an apartment dweller.
Whether your apartment has electric car charging don’t worry! Here are some ways to fully charge your car at your apartment with â or without â EV charging on site.
Apartment electric car charging
It is slightly more difficult to own an electric car if your apartment doesn’t offer EV charging, but it’s not impossible. With a bit of creative thinking, you can give your car a jolt of energy and be off cruising in no time.
Find a supercharging station located near you
When your apartment doesn’t have an option for electric car charging, you’ll need to find car charging stations in your area. To do this, download apps like PlugShare or OpenChargeMap where you can type in your location and find supercharging stations near you. This is a great option because you’re likely to find several EV charging stations near your apartment. You can plug in your car to charge while you’re grocery shopping, running errands or at the gym.
Charge at your office
If you still commute to an office and aren’t solely work-from-home, you can charge your car at your office building. A lot of companies are installing EV charging stations for their employees, so you can drive to work, charge during the 9-to-5 and leave work with a fully charged car.
Run a heavy-duty extension cord from your apartment to your car
If you’re lacking apartment electric car charging options, you can create a makeshift charging station by purchasing a heavy-duty extension cord and snaking it from your apartment to the car itself. This isn’t an ideal option because you may not have enough voltage for a full charge. However, if you’re in a pinch this can work.
Look for apartments with EV charging
If you currently lease or own an electric vehicle and you’re looking for a new place to rent, it’s smart to search for an apartment with EV charging stations already included. This will save you time and energy as you can simply plug your car in to charge at your dedicated parking spot.
When searching for apartments with specific amenities, you can use a search finder tool to narrow your search and find the perfect place for you. Put in the features you’re looking for â like two bedrooms, on-site gym, swimming pool and apartment electric car charging â and you’ll get a list of available rentals tailored to your needs.
Why not include the exact features you’re looking for so you can charge your car while at home?
Ask your landlord to install an EV charging station
The green movement and electric vehicle trend are here to stay.
Over time, landlords will start installing apartment EV charging stations on their properties. While some have already started doing this, as the tenant, you can also push for this and ask your landlord to consider installing an apartment electric car charging station. There are companies like ChargePoint that will work with property owners to install EV charging stations on site.
It may seem like a big ask to get your landlord to install an EV charging station, but it benefits both the tenant and the landlord in the long run. First, you’ll be a satisfied tenant. And second, it’ll make the property more appealing to future renters.
Types of EV charging
Just like there are different types of gas to purchase (regular, premium, diesel), there are different types of charges for EVs.
Level 1 charging: This is the basic level of charging and can use a standard 120V household option. If you’re using a heavy-duty extension cord from your apartment to your car, you’re going to get a level 1 charge. Typically, this will get you around 4 to 5 miles of range per hour. If you’re driving here and there but mostly stay at home, this is a sufficient charge.
Level 2 charging: With level 2 charging, you’ll get more mileage, typically 12 to 20 miles of range per hour. This type of charging requires 240 volts.
DC fast charging: This is high-voltage charging, typically 800+ volts, and allows your EV to rapidly charge. This is a great option but you won’t find this at your typical apartment complex in most cases.
Understanding the different types of charging options can help you decide how and when to charge your electric car at your apartment.
Go green at your apartment
As electric vehicles increase in popularity, you’ll start to see more and more rental complexes offer apartment electric car charging stations as an amenity. Until it becomes common practice though, you can still go green, drive an EV and rent an apartment with EV charging options.
The post How to Charge an Electric Car at Your Apartment appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
Now that warm weather is upon us, we long for beautiful days outside enjoying ourselves under the sun â this definitely includes hanging out at your apartment complex’s pool so you can cool off. However, there’s still a pandemic, so your usual swimming pool etiquette will look a little different this year.
Because the pandemic is still a concern, many communities are reopening their pools with a long list of rules designed to keep renters safe and healthy. Here’s what you need to know when visiting the apartment poolÂ this season.
Is it safe to swim in a pool during a pandemic?
While COVID-19 can spread through airborne droplets, the U.S. Centers for Disease Control and Prevention (CDC) says there’s no evidence you can catch the virus through the water in a swimming pool. However, outdoor swimming pools rank less risky than indoor ones, which are not as well ventilated.
Because the chlorine in the pool is a disinfectant, experts say the main risk is being in close contact with other people around you. Following public health guidelines designed to keep you safe is the way to go â so here is what you need to know about the swimming pool rules for your building.
Know the swimming pool rules
Some apartment pools might post information online about swimming safely. If not, call the pool management team or building manager. Most local officials have implemented rules for public pools based on CDC guidelines. You might want to ask:
Is pool management restricting the number of residents using the facility or staggering arrival times?
Is there a reservation system in place so you can book swim time?
Are locker rooms and restrooms open?
Ask about the pool’s cleaning routine
Aside from the pool water itself, tested by the staff, everything else in the area needs disinfecting too. Find out how often equipment such as lounge chairs, outdoor tables and chairs undergo cleaning. You might want to bring sanitizing wipes with you to clean things yourself.
Follow instructions for entering, exiting the pool area
Your apartment building might assign separate entrances and exits to the pool so that people move in one direction and stay six feet apart â just a few inches longer than a typical pool noodle.
Time your visit to the pool to avoid crowds
Try swimming at off-peak hours so you can easily stay six feet away from people you don’t live with. Your apartment pool might have signs and markers on the property reminding residents about physical distancing.
Avoid gathering at the edge of swimming lanes, on the stairs, near the diving board or on the pool deck, unless it’s with the people in your household.
Don’t invite friends to your apartment’s pool
Most buildings strongly suggest limiting visitors during the pandemic. Anyone not living in your apartment should not accompany you to the pool.
Arrive at the pool ready to swim
To avoid indoor areas as much as possible, come to the pool ready to swim: Shower and put on your swimsuit in your apartment. Skip the pool’s locker room!
Pay attention to signs about limited capacity
One safety standard required for reopening pools is the number of people in the space â so everyone can stay six feet apart. If you get to the pool and it’s crowded, come back later.
Wear a mask
Until you actually go into the pool, wear a face mask to protect yourself and others on the pool deck.
Do not wear a mask while you’re swimming â the CDC warns that a wet mask makes it harder to breathe. If your mask gets wet, it’s less effective for protection too â so pack an extra one in case yours gets a good splashing.
Bring your own pool accessories
Even if your apartment pool has goggles, snorkels, life jackets and noodles available for residents’ use, you should bring your own. These items are difficult to disinfect and most come in contact with your face â so unless you find out how often they’re cleaned between uses…avoid taking this risk!
Stick to your own lane
Pay attention to your surroundings before and after entering the pool so you can avoid people coming in and out right beside you.
Once you’re in the pool, leave plenty of room for other swimmers and don’t try to pass anyone if you’re swimming laps. This is basic pool etiquette anyway. Some pools might limit the kinds of strokes you can do to avoid excess splashing, such as the butterfly.
Forget pool games
Whether you love playing Marco Polo or pool volleyball, it’s harder to keep your distance when you’re throwing a ball around. It’s best to avoid close-contact games this season.
Keep your hands clean
Just as you would in any public space, wash your hands before and after touching things. If you’re using sanitizer, wipe off your hands with a towel first because greasy sunscreens reduce how well sanitizer works.
Don’t bring food and drinks to the pool
Because you need to take off your mask to enjoy refreshments, the CDC discourages eating and drinking at the pool unless you can distance yourself from anyone you don’t live with.
Use pool etiquette common sense and keep everyone safe
Many pools have staff on site who will ask if you are feeling healthy. Be smart and respectful of other residents and follow pool etiquette. Please stay away from your apartment’s swimming pool if you have a fever, cough or any other coronavirus symptoms that could put people at risk.
Last but not least â don’t forget to wear SPF! Kill two birds with one stone â protect yourself from COVID-19 and sun damage.
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A pet wash is a station designed specifically for bathing and grooming pets. Usually, a pet wash contains a large basin with a spray hose and a designated dry-off area with a vacuum or blow dryer.
Pet wash stations may also come equipped with shampoo and other cleaning agents at some apartment communities.
Do all apartments have pet washes?
Pet wash stations are becoming more and more common in apartment communities, but they definitely aren’t everywhere. Where you’re most likely to find a pet wash station is a newer apartment community, an apartment community that’s recently been upgraded or at an explicitly pet-friendly apartment community.
Why you may want to consider an apartment with a pet wash
If you’re a pet owner, you may think that a pet wash couldn’t increase the quality of your life by that much. After all, you’ve been bathing your furry family member some other way this whole time, right? But, there are certainly some advantages to having an in-building pet wash that you may not have considered.
Designated place to wash dogs during the cold, winter months
No risk of clogging your unit’s plumbing with pet hair
Facilities designed specifically for pets, including ramps to easily get large dogs in and out of the bath
Built-in systems to remove loose hair and reduce shedding
What does a pet wash look like?
Pet wash stations come in a number of forms. However, there’s at least a baseline level that includes a wash basin, a drying table and a hair vacuum.
Beyond that, some apartment communities may offer luxury amenities. Just take a look at the pet wash from the Avalon Willoughby Square Apartments in Brooklyn, NY, pictured above.
What is an Amenity?
What is a Pet-Friendly Apartment?
The Easiest Pets to Have in an Apartment
Pet Insurance 101: Everything You Need to Know
Pets Allowed vs. Pet-Friendly: You Need to Know the Difference
The post What is a Pet Wash? appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
Jobs requiring a bachelorâs degree or higher level of education for entry are often more insulated from unemployment than others. During the COVID-19 pandemic, total unemployment for individuals 25 years and older spiked to 13.1% in April 2020. However, the highest unemployment rate over the past year for bachelorâs degree holders 25 and older was 8.4% in April 2020. As of November 2020, the national unemployment rate was 6.7% â 2.5 percentage points higher than the unemployment rate for bachelorâs degree holders.
Some jobs for bachelorâs degree holders may be even more insulated from economic changes as demand is high. In this study, we investigated the most in-demand jobs for bachelorâs degree holders. We compared a total of 131 occupations across four metrics: percentage change in average earnings from 2018 to 2019, percentage change in employment from 2018 to 2019, projected employment change from 2019 to 2029 and projected percentage change in employment from 2019 to 2029. For details on our data sources or how we put all the information together to create our final rankings, check out the Data and Methodology section below.
This is SmartAssetâs third annual study on the most in-demand jobs for bachelorâs degree holders. Check out the 2020 rankings here.
A list similar to last year. Almost half of the 10 most in-demand jobs for bachelorâs degree holders in 2021 were in our top 10 last year. They are computer and information systems managers, information security analysts, interpreters & translators and medical & health service managers. Of those four occupations, interpreters & translators saw the biggest jump between the two years, moving down five spots from first to sixth.
More than 30% growth expected in two occupations. On average across the 131 occupations in our study, employment is expected to grow by 5.0% between 2019 and 2029. But the expected growth is more than six times higher for two occupations â information security analysts and medical & health service managers. The Bureau of Labor Statistics (BLS) predicts employment increases of 31.2% and 31.5% for those two occupations, respectively, between 2019 and 2029.
1. Producers and Directors
The producer and director occupation ranks in the top quartile of our study for all four metrics we considered. Between 2018 and 2019, employment of producers and directors grew by almost 9%, while average earnings rose by about 5%. Moreover, the BLS projects the occupation will continue to grow. According to their estimates, the number of producers and directors will increase by 16,000, or 10.0%, from 2019 to 2029.
2. Computer and Information Systems Managers (tie)
The computer and information systems manager occupation ranks in the top 15% of occupations for three of the four metrics in our study. The occupation saw the ninth-largest percentage increase in employment from 2018 to 2019, growing by 10.87%. Between 2019 and 2029, the BLS expects it will grow by another 10.4%, adding 48,100 workers. Across all 131 occupations, that is the 19th-highest percentage increase and ninth-largest gross increase in workers.
2. Agents and Business Managers of Artists, Performers and Athletes (tie)
The occupation of agent and business manager for artists, performers and athletes ties with computer and information systems manager as the No. 2 in-demand job for bachelorâs degree holders. Between 2018 and 2019, average pay for agents and business managers for artists, performers and athletes grew by almost 7%, the seventh-highest rate across all 131 occupations. Over the same time period, employment grew by 15%, second-highest in our study for this metric.
4. Information Security Analysts
Information security analyst is the fourth most in-demand job for bachelorâs degree holders, moving up from fifth place last year. Though average earnings grew at a comparable pace year-over-year, employment increased sharply in this profession. BLS estimates show that information security analyst employment increased by 16.20%. There were about 108,100 information security analysts in 2018 and almost 125,600 in 2019.
Most actuaries work for insurance companies, assessing the financial costs of risk and uncertainty. Between 2018 and 2019, average earnings for actuaries grew by 4.06% â the 15th-highest one-year earnings increase in our study. Additionally, between 2019 and 2029, employment for this occupation is expected to grow by another 17.6%, the seventh-largest percentage change in employment in the study.
6. Interpreters and Translators
According to BLS employment projections, the number of interpreters and translators in the U.S. is expected to increase by 20.0% between 2019 and 2029, a top-five rate in our study. With that projected percentage change, employment will grow by roughly 15,500 workers, a top-30 rate. Most recently, from 2018 to 2019, average earnings for interpreters and translators grew by 3.20%, the 25th-highest rate for this metric in the study.
The occupation of fundraiser ranks in the top third of all 131 occupations for three of the four metrics we considered. Between 2018 and 2019, employment grew by 7.87%, the 19th-highest rate. Looking forward, total employment of fundraisers is expected to grow by 14,400, or 14.3%, over the next 10 years â the 30th-largest gross increase and 11th-highest percentage increase.
8. Medical and Health Service Managers
Medical and health service managers plan and coordinate the business activities of healthcare providers. Average earnings for medical and health service managers are high and growing. In 2018 and 2019, average earnings for workers in the occupation stood at $113,730 and $115,160, respectively. Additionally, across the 131 occupations in our study, BLS expects the profession to have the third-largest gross employment increase (133,200 workers) and highest percentage employment increase (31.5%) over approximately the next decade.
9. Athletic Trainers
Between 2019 and 2029, the occupation of athletic trainer is expected to grow by 16.2%, the ninth-highest rate for this metric in our study. Athletic trainers may also see their earnings continue to grow over time. Between 2018 and 2019, average earnings for athletic trainers increased by 2.56% from about $49,300 to more than $50,500.
10. Compensation, Benefits and Job Analysis Specialists
Compensation, benefits and job analysis specialist rounds out our list of the top 10 most in-demand jobs for bachelorâs degree holders. Average earnings for compensation, benefits and job analysis specialists grew by 2.84% between 2018 and 2019, 33rd-highest in our study. The occupation ranks within the top third of the study for the other three metrics as well. It had the 26th-highest percentage change in employment from 2018 to 2019 (6.88%), the 43rd-greatest projected gross employment change from 2019 to 2029 (7,500) and the 28th-highest projected percentage employment change from 2019 to 2029 (7.9%).
Data and Methodology
To find the most in-demand jobs for bachelorâs degree holders, we looked at data for 131 occupations that the BLS classifies as typically requiring a bachelorâs degree for entry. We compared the 131 occupations across four metrics:
Percentage change in average earnings from 2018 to 2019. Data comes from BLS Occupational Employment Statistics and is for May 2018 and May 2019.
Percentage change in employment from 2018 to 2019. Data comes from BLS Occupational Employment Statistics and is for May 2018 and May 2019.
Projected employment change from 2019 to 2029 (gross figure). This is the projected change in the total number of people employed in an occupation from 2019 to 2029. Data comes from the BLS 2019 Employment Projections.
Projected employment change from 2019 to 2029 (percentage change). This is the projected percentage change in the number of people employed in an occupation from 2019 to 2029. Data comes from the BLS 2019 Employment Projections.
We ranked each occupation in every metric, giving a full weighting to all metrics. We then found each occupationâs average ranking and used that to determine a final score. The occupation with the best average ranking received a score of 100 while the occupation with the worst average ranking received a score of 0.
Tips for Making Educated Choices With Your Earnings
Invest early. With relatively high income and earnings, many bachelorâs degree workers may be able to have an early retirement. To do this, it is important to take advantage of compound interest by investing early. Take a look at our investment calculator to see how your investment in a savings account can grow over time.
Contribute to a 401(k). A 401(k) is an employer-sponsored defined contribution plan in which you divert pre-tax portions of your monthly paycheck into a retirement account. Some employers will also match your 401(k) contributions up to a certain percentage of your salary, meaning that if you chose not to contribute, you are essentially leaving money on the table. Our 401(k) calculator can help you determine what you saved for retirement so far and how much more you may need.
Consider professional help. A financial advisor can help you make smarter financial decisions to be in better control of your money. Finding the right financial advisor that doesnât have to be hard. SmartAssetâs free tool matches you with financial advisors in your area in five minutes. If youâre ready to be matched with local advisors that will help you achieve your financial goals, get started now.
Questions about our study? Contact us at firstname.lastname@example.org.
CIT Bank is an online only-bank, so, unfortunately, they do not have any physical locations.
However, if you’re looking to know how to open a CIT Bank account beyond wondering if they have a location what are their current products and offers, then you have come to the right place.
*TOP CIT BANK PROMOTIONS*
CIT Bank Money Market
CIT Bank Savings Builder
CIT Bank CDs
0.75% APY 1 Year CD Term
CIT Bank No Penalty CD
CIT Bank Locations
CIT Bank has one office. It’s their headquarters located in southern California in Pasadena.
The address is: 75 North Fair Oaks Ave, Pasadena, California 91103. However, you cannot just walk in there to do business, opening an account, etc.
There is also no ATMs. Everything is done online.
With their “echecking” account, CIT Bank will provide you with a card where you can use it at another bank’s ATM.
However, CIT bank does not charge you any ATM fee. And if the bank charges you a fee, CIT Bank will reimburse you up to $15 every month.
CIT Bank’s Products & Current Promotions
While CIT Bank has no physical locations, it’s a great bank for those who are willing to have their savings online.
So, if you’re looking to have access to branches, then CIT Bank is not for you.
CIT Bank offers high yield savings accounts, money market accounts and CD accounts. They also have an “echecking” account.Â
CIT Savings Builder – Earn 0.85% APY. Here’s how it works: Make at least a $100 minimum deposit every month. Or Maintain a minimum balance of $25k. Member FDIC. Click Here to Learn More.
They offer competitive APYs, especially on their Savings Builder account, which is almost 20 times more than what a typical savings account would offer.
The money market account is also very competitive, but it does not offer checking-writing privileges or a debit card.
Their CDs also provide higher yields, offering both a fixed and variable-rate, including a no-penalty CD.
CIT Bank Savings Builder
Because CIT Bank has no locations, CIT Bank Savings Builder accounts are offered online, where you can earn a competitively high yield.
The CIT Bank Savings Builder will allow you to earn 0.85% APY, but only if you make at least one monthly deposit of $100 or more.
Or, if you keep a balance of at least $25,000. Interest in this high-yield savings account compounds daily to boost your earning.
Click here to learn more about CIT Bankâs Savings Builder.
CIT Bank Money Market Account
The CIT Bank money market account is one of the best ones out there. Currently, the money market account offers a 1.0% APY.
This is very competitive comparing to other MMAs. Moreover, CIT Bankâs MMA has a required account minimum of only $100.
Open a CIT Bank Money Market Account.
CIT Bank Certificate of Deposits (CDs)
CIT Bank has several terms CDs, which range from 6 months to 5 years.
There is also a no penalty 11-month term, where customers can withdraw money with no penalty.
CIT Bank also offers jumbo CDs, ranging from two to five years. You can open a term CD, including the no-penalty CD, with a minimum of $1,000.
The Jumbo CDs require a minimum of $100,000.
Click here to learn more about CIT Bank CDs.
Contacting CIT Bank
Given that CIT Bank has no locations, the best way to speak with a representative is by telephone or online.
For online, simply go through their homepage.
By telephone, call 1) 855-462-2652 (within U.S.) and 626-535-8964 (outside U.S.).
Customer service is available from Monday through Friday from 9:00 a.m. to 9:00 p.m. ET; on Saturday from 10:00 a.m. to 6:00 pm ET.
They closed on Sunday.
Advantages and disadvantages of CIT Bank Savings Accounts
No monthly fees on deposit accounts;
a minimum deposit requirement of $100;
Refunds ATM fees â because the bank does not have ATMs, it does not charge customers who use another bankâs ATMs. And if there is a fee, CIT will refund you up to $15 per month.
No CIT Bank physical locations or ATM;
No 24/7 customer support â as with all high yield savings accounts, most inquiries are handled online. While live telephone is available, hours are limited.
How to open a CIT Bank Savings account?
As mentioned above, CIT Bank has no physical locations. So to open an account, simply go online through the CIT Bank homepage, and create the account there.
Youâll need to provide your name, address, phone number, and ID. Youâll also need to provide your social security number.
Note that CIT does not have any branches. Everything must be done online.
If youâre opening a CIT Bank Builder Savings account, you will need to make an initial minimum deposit of $100.
CIT Bank has no locations. So, everything is done online. CIT Bank offers competitive rates on its products. Its Saving Builder account is one of the most popular accounts out there, offering a 0.85% APY. This yield is 15 to 20 times higher than what a regular savings account offer.
Speak with the Right Financial Advisor
If you have questions beyond CIT Bank locations, you can talk to a financial advisorÂ who can review your finances and help you reach your goals (whether it is making more money, paying off debt, investing, buying a house, planning for retirement, saving, etc). Find one who meets your needs withÂ SmartAssetâs free financial advisor matching service. You answer a few questions and they match you with up to three financial advisors in your area. So, if you want help developing a plan to reach your financial goals,Â get started now.
*TOP CIT BANK PROMOTIONS*
CIT Bank Money Market
CIT Bank Savings Builder
CIT Bank CDs
0.75% APY 1 Year CD Term
CIT Bank No Penalty CD
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